The costs of healthcare in the United States are continuously rising. A serious injury, illness, or even having a baby can lead many households to struggle financially or even lead them to file for bankruptcy. For this reason, it is absolutely critical that you have adequate health insurance coverage for yourself and the members of … Continue reading Getting an Understanding of Health Insurance
Many people purchase scooters for many reasons. Like motorcycles, scooters make it easy to get around town, find parking, and can save you hundreds of dollars in fuel costs. Scooters can be easier to learn to ride than motorcycles, due to differences in engine size, power, and the fact that scooters generally will have an … Continue reading Insuring Scooters: Difference between Motorcycles and Scooters
When you hire employees to work at your small business, you want to trust that they will help your business succeed and grow even more. After you carefully interview employees – and may even run background checks – you likely selected employees you believe you can trust. However, even the most seemingly trustworthy employees may … Continue reading Small Business Owner: Do I Need Crime Insurance?
Many people use recreational vehicles (RVs) and campers to travel the country with their own lodging in tow. Certain RVs are referred to as “5th Wheel” vehicles, as they are connected by a coupling with an additional wheel. This design can add extra room in an RV and are therefore popular if you own the … Continue reading What is 5th Wheel Insurance?
When you are opening a new restaurant, chances are you will be excited and focused on picking out the decor, the menu, your head chef, and similar decisions. Choosing the right type of insurance is likely not high on your preferred to-do list. However, insurance is a subject that no restaurant owner should ignore as … Continue reading What are the Restaurant Insurance Requirements?
When looking at the most basic difference between homeowners and renters insurance, it’s right there in the name—renters insurance is for those who are renting a home, homeowners is for the people who own a home. It’s self-explanatory…except when it isn’t. Be careful of some key differences and work with a certified insurance agent to … Continue reading Insurance: Homeowners vs. Renters
Ahh, motorcycles…the wind in your hair, the thrill of the ride, the revving up of the engine…the insurance policy plan? While planning for the worst may not be part of your motorcycle daydream, looking ahead to protect yourself is an important part of any joyride that you don’t want to turn into a nightmare. If … Continue reading Motorcycle Insurance
Understand how your rate is decided — Different people can have vastly different auto insurance rates. Companies can consider many factors when calculating rates, including the following: Previous insurance claims and driving record Credit rating and whether you have failed to pay premiums in the past Risk factors for accidents such as age, gender, and … Continue reading Buying Auto Insurance: 7 Tips
Seafaring clients of ours often come to the agency with questions regarding their precious boats, and it’s no wonder. These vessels are a major investment for anyone involved, and getting the proper insurance for your fleet is serious business. Since there are so many different types of boats and costs associated, you may be dealing … Continue reading New Jersey Boating Insurance
Collecting assets and property is an important goal for many people. However, once you have those assets and property, you want to ensure to take the proper steps to protect them in the event of unforeseen circumstances. Because many different factors can put your assets at risk, it is imperative that you have the right … Continue reading Everyone Should have Insurance: 5 Basic Policies