UTV Insurance
UTV Insurance in New Jersey
Utility all-terrain vehicles are perfect examples of motor vehicle evolution. Looking at them, you can see elements of various vehicles; from the World War 2 military jeeps, to the dune buggies of the 1950s. The original 1970 ATV's were three-wheelers but safety concerns brought in the fourth wheel in 1980.
Today, UTV's are still popular. They are used in construction, farms, ranches, and recreational parks. So, like any other vehicle, they need to be insured from collisions, thefts and other liabilities. That is where we, D’Agostino Agency Insurance, come in.
‘Doesn’t My Home Insurance Cover This?’
While this may be true, you are only covered for accidents and incidents that occur within your property. Once you go out those gates, you need a separate UTV insurance policy. In fact, some states may require you to carry your insurance documentation with you depending on what you are using your UTV for and where you will be riding it.
You may be required to have commercial vehicle insurance if your UTV is used for construction or farm work, or personal vehicle insurance if you will be taking your personal UTV out to a public place like the state park.
Regardless, getting UTV insurance is just a smart thing to do.
UTV Insurance Coverage in New Jersey
At D’Agostino Agency Insurance, we offer a wide range of options for UTV insurance. They include:
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Comprehensive coverage
This takes care of damages caused by non-collision events such as floods, hurricanes, fires and even vandalism. This covers the vehicle, equipment plus all the upgrades you have made to it. -
Collision coverage
As the name suggests this policy with take care of you in case of a collision. We will pay for the damage caused to your UTV in case of a collision with an object or another vehicle.
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Medical coverage
This will make sure your medical costs are taken care of if you or your loved ones are injured while riding the UTV. It doesn’t matter who is at fault, we will make sure you and yours are taken care of, whether you have medical insurance or not. -
Liability Coverage
If you are involved in an accident and it’s your fault, you may be required to pay for medical expenses for the injured as well as damage to their property. In some cases, you may even face a lawsuit. We will cover all those expenses, including legal fees if necessary.
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Uninsured Motorist Coverage
If you are involved in an accident and it’s your fault, you may be required to pay for medical expenses for the injured as well as damage to their property. In some cases, you may even face a lawsuit. We will cover all those expenses, including legal fees if necessary.
D’Agostino Agency Insurance is committed to helping you find the best UTV insurance policy, or a combination of policies, suited to your needs. We’ll research all the best companies for you and get you that perfect policy. We’ll even throw in a discount for insuring more than one UTV with us.
So go on, give us a call today and protect your investment the D’Agostino Agency Insurance way.
