Equine Insurance
New Jersey Equine Insurance
If you are wondering where you can find the best insurance company to cover your horse, then D’Agostino Agency Insurance is the place for you. D’Agostino Agency Insurance in New Jersey has years of experience in assisting our esteemed clients acquire equine covers from the best insurance companies. We make sure that you stay covered through affordable polices that best suit your requisition.
To protect your horse business, farm or your horse itself, we select the insurance companies that best offer you protection through the following insurance policies:
Loss of use
The loss of use coverage enables you to file a claim when your horse becomes unfit to perform the duties that you specified when buying the policy. Before you close the deal, we ensure that your horse is in a healthy state by carrying out a full veterinary assessment.
The veterinary exam is done using state of the art equipment. Below are some of the factors that get your horse branded unfit to perform its primary duties:
- Chronic illness
- A fatal accident
- Disease
- Injury or even humane destruction
Equine Mortality Insurance
If you purchase our equine mortality coverage, you will be covered financially if the horse happens to die. A horse is very valuable and costly, making it our main reason to protect you from losses in case your horse fades out. We determine the premium policy through a percentage value of your equine and other factors such as age and breed.
Note that the depreciation value, minor injuries and failure of the horse to perform its duties are exempted in the policy. You can only claim for compensation if the demise of your horse occurred in its line of duty that you initially signed when purchasing the policy.
Equine Liability Coverage in New Jersey
We only give you leads to the best insurance companies that cover varied equine related activities that you can choose from. Such activities may include commercial training, horse boarding and training.
The importance of this policy is to cover you when one of the horses gets hurt or dies in your custody as a result of your remissness. This cover enables you to replace a horse by buying another one, pay for your defense in case you are sued as well as pay for Medicare if the horse is injured.
You could also opt to purchase a personal equine liability cover which caters for the expenses of bodily injury or property damage to a third party as a result of using your horse.
New Jersey Farm and Ranch Insurance
If yours is a commercial package policy, then this kind of coverage is the best. The cover is intended to cater for expenses related to your horse business premises, vehicles and the general liability. Some of the items covered through this policy may include:
- Sheds
- Bullpens
- Stables
- Employee dwellings
- Hay and grain
- Farm tools
- Livestock and many others
Your horse could react unpredictably or wander onto the roadway causing major damage to someone else’s property or injuring someone. We, therefore, invite you to contact us today for a free equine insurance quote. Protect your equine business, equestrian star and yourself as well.
BY CALLING TODAY