Renters Insurance
New Jersey Renters Insurance
The Council of Insurance Agents & Brokers (CIAB) found that only less than 20% of tenants ask about insurance. Of course, this arises from the fact that you know your landowner is responsible for insuring the property against damages caused by fire and any other disaster.
However, what about your precious valuables inside this property? What would happen in case of theft or if someone is injured in your condo? At D’Agostino Agency Insurance in New Jersey, we bring to you a plethora of rent insurance coverages to suit you any need.
We have a solid background in the industry and we only feature policies from the most established insurance providers in the industry. Over the years, we have become a one-stop shop for new renters in need of this extra cover.
What is Renters Insurance
New Jersey Renters insurance in simple terms provides extra protection for you at your rental, be it a condo, townhouse or an apartment.
It might be a hackneyed phrase but you can’t deny information is power. As experts in the industry, we have found this maxim is fundamental in insurance and we endeavour to provide the most comprehensive details of renter’s insurance quotes in the market today.
To appreciate better the reason AIA considers this policy essential for tenants consider these features:
- Cover for precious personal belongings such as computers, furniture, clothing, jewellery among other items of value such as art pieces. In short, consider everything you own in that rental and consider all of it can sustain damage. Luckily, our D’Agostino quotes are the best and we ensure you get the best personal belongings coverage.
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Personal liability coverage:
It might sound unlikely but if a guest is hurt inside your rental then you are liable under the law. Such claims can drain your savings and to avoid such a financially debilitating situation, we have a wide range of policies from the best providers in the industry. This caters for medical bills and even legal expenses in case of such a mishap.
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Additional living expenses:
If your condo is damaged by fire, your life is instantly turned upside down. Luckily, your renters insurance cover helps pay for temporary living expenses. -
Property damage liability:
If your kid throws a ball and it damages a neighbour’s window, this can turn into an ugly situation but with our wide range of renters insurance offers your insurance cover will cater for the damage.
With an ingeniously designed cover, you can get optional cover in your policy including inflation coverage to cater for changing economic times, legal liability, and medical payment and much more.
There are myriad other unfortunate mishaps such as smoke damage, theft, flooding due to leaks, freezing and poor air conditioning. With D’Agostino Agency Insurance, you can get a quote for the package that aptly suits your situation.
New Jersey Renters Insurance Discounts
At D’Agostino Agency Insurance, we bring you amazing discounts from our carriers just as you enjoy with your homeowner’s insurance. Security and safety features such as interior sprinklers, guards, and smoke and burglar alarms will definitely get you more affordable rates for your renters insurance policy.
Free Renters Insurance Quote
If you want total financial protection as a renter then the HO4 policy or renters insurance is the way to go. It is a practical way to avoid living on the hope that nothing will go haywire at home.
Contact D’Agostino Agency Insurance today and get a free quote from top-rated carriers in New Jersey in order to emancipate yourself from constant fear.
